历年央行贷款利率调整（附表）2022央行贷款基准利率表调整一览

调整时间

六个月(含)

一年(含)

一至三年(含)

三至五年(含)

1996.8.23

9.18%

10.08%

10.98%

11.70%

1997.10.23

7.65%

8.64%

9.36%

9.90%

1998.3.25

7.02%

7.92%

9.00%

9.72%

1998.7.1

6.57%

6.93%

7.65%

1998.12.7

6.66%

1999.6.10

5.58%

5.85%

6.03%

2002.2.21

5.04%

5.31%

5.49%

5.58%

2004.10.29

5.22%

5.58%

5.82%

2006.4.28

5.85%

6.03%

2006.8.19

5.58%

6.30%

6.48%

2007.3.18

5.67%

6.57%

6.75%

2007.5.19

5.85%

6.57%

6.75%

6.93%

2007.7.21

6.03%

7.02%

2007.8.22

7.02%

2007.9.15

6.48%

7.29%

7.65%

2007.12.21

6.57%

2008.9.16

7.29%

2008.10.08

6.93%

7.02%

7.29%

2008.10.30

6.03%

6.66%

6.75%

7.02%

2008.11.27

5.04%

5.58%

5.67%

2008.12.23

4.86%

5.31%

2010.10.20

5.10%

5.56%

5.60%

5.96%

2010.12.26

5.35%

5.81%

5.85%

6.22%

2011.02.09

5.60%

6.06%

6.10%

6.45%

2011.04.06

5.85%

6.31%

6.65%

2011.07.07

6.10%

6.56%

6.65%

6.90%

2012.06.08

5.85%

6.31%

6.65%

2012.07.06

5.60%

6.00%

2014.11.22

5.60%

5.60%

6.00%

6.00%

2015.03.01

5.35%

5.35%

5.75%

5.75%

2015.05.11

5.10%

5.10%

5.50%

5.50%

2015.06.28

4.85%

4.85%

5.25%

5.25%

2015.08.26

4.60%

4.60%

5.00%

5.00%

2015.10.24-至今

4.35%

4.35%

4.75%

4.75%